Is a Car Tracker Compulsory in South Africa?

Tracker Prices SA is an independent comparison site. This guide gives general information for South African drivers; your own provider, insurer or the police have the final word on your situation.

When a tracker is effectively compulsory

• Your insurer lists it as a condition on your policy schedule
• Your finance agreement requires it
• You drive a model on your insurer’s high-risk list

Is it worth it anyway?

Often, yes. Insurers may give a premium discount, and a tracker greatly improves the chance of getting a stolen car back. Use our insurance savings calculator and theft risk checker.

Cheapest way to comply

Matrix Beame (R99 a month) is recommended by major insurers including Santam, OUTsurance, King Price and MiWay. Confirm with your insurer that it meets your policy requirement.

Our top picks: Matrix, Beame and Matrix Vision

Across the plans we compare, Matrix offers the widest choice for South African drivers: Beame for low-cost, insurer-approved recovery, Silver and Gold for live tracking, and the new Matrix Vision dashcam for video telematics.

• Matrix Beame – insurer-approved wireless theft recovery, R99/month. Get a Beame quote
• Matrix Vision dashcam – road-facing ADAS and in-cab AI cameras, R359/month (Vision Pro R399). Get a Matrix Vision quote
• Matrix Silver and Gold – hardwired live tracking from R219/month, with driver analytics and a panic button on Gold. Get a Matrix quote