Comprehensive Car Insurance
Our widest cover: your own car is covered for accidents, theft, hijacking, fire and weather, and you're covered for damage you cause to other people's property.
Get a quote →Pick the cover that suits your car, fill in one short form, and a licensed adviser sends you a quote. It's free, there's no obligation, and we never ask for card or bank details.
| Comprehensive | Third Party, Fire & Theft | Third Party Only | |
|---|---|---|---|
| Damage you cause to others | ✓ | ✓ | ✓ |
| Your car stolen or hijacked | ✓ | ✓ | – |
| Fire damage to your car | ✓ | ✓ | – |
| Accident damage to your car | ✓ | – | – |
| Hail, storm and vandalism | ✓ | Usually not | – |
| Price | Priced on quote | Priced on quote | Priced on quote |
| Get a quote | Get a quote | Get a quote |
Our widest cover: your own car is covered for accidents, theft, hijacking, fire and weather, and you're covered for damage you cause to other people's property.
Get a quote →Covers your car against theft, hijacking and fire, and covers you for damage you cause to other people's property. It doesn't pay for accident damage to your own car.
Get a quote →The minimum sensible cover. It pays for damage you cause to other people's cars and property, so you aren't personally liable for their repair bill. Your own car isn't covered.
Get a quote →Pays for small cosmetic repairs, like scratches, scuffs and minor dents, through a smart repair network, without a claim on your main car insurance.
Get a quote →Covers the cost of repairing or replacing covered mechanical and electrical parts that fail suddenly, which car insurance doesn't cover.
Get a quote →Not sure which cover you need? Read comprehensive vs third party, do you need car insurance? and what excess means.
Policies are arranged by our licensed partner (an authorised financial services provider) and underwritten by a licensed insurer, both named in your quote. Tracker Prices SA is not an insurer and does not give financial advice.
Many insurers require an approved tracker on higher-value cars, and most give a discount when one is fitted. See which trackers insurers accept or estimate your saving.
Yes. Choose the cover you want, fill in one short form, and a licensed adviser from our insurance partner contacts you with your quote. There's no obligation to accept it.
Only if you accept a quote and the insurer confirms your cover in writing. Requesting a quote isn't proof of cover, so keep any existing insurance until then.
Car insurance premiums depend on your car, age, licence history, claims and where the car is kept, so the real price is only known once the insurer has your details. Where we show a "from" price, it's the lowest starting premium, not what everyone pays.
No. Quotes are free, and we never ask for card or bank details. If you take the cover, payment is a monthly debit order set up directly with the insurer.
Of course. See our guide to car insurance companies in South Africa or request quotes to compare.
Tracker Prices SA is an independent information site. We are not an insurer or a licensed financial services provider, and nothing here is financial advice. Insurer details are summarised from each insurer's own published information, last checked September 2026. Cover, benefits and prices change, so always confirm them in your quote and policy wording. For a complaint about an insurer you can contact the free National Financial Ombud Scheme.