Car Warranty (Mechanical Breakdown) Cover
Covers the cost of repairing or replacing covered mechanical and electrical parts that fail suddenly, which car insurance doesn't cover.
What's covered
- Engine and gearbox failure (covered parts)
- Electrical components and air-conditioning (depending on plan)
- Towing to an approved repairer after a covered breakdown
What's not covered
- Wear-and-tear items such as clutch plates, brake pads and tyres
- Routine services and maintenance
- Accident damage
- Faults that existed before cover started
A summary only. The insurer's policy wording, sent with your quote, sets out the full cover, limits and excesses.
Who it's for
Cars out of the manufacturer's warranty, especially models with known expensive failure points. Read our full guide.
How it works: leave your details below and a licensed adviser calls you with the premium and excess. There's no obligation, and you're only covered once the insurer confirms your cover in writing.
Get a Car Warranty quote
Free, no obligation. Takes 30 seconds. An adviser will call you with your quote.
Get a quote for other cover
Comprehensive Car Insurance · Third Party, Fire & Theft Car Insurance · Third Party Only Car Insurance · Scratch & Dent Cover
Car Warranty questions
Usually yes. Warranties often exclude cars above a certain age or odometer reading. Enter your car's year and mileage accurately and the provider will confirm eligibility.
Most warranty products have a waiting period before you can claim. It will be stated in your quote.
Only once our licensed partner confirms it in writing and payment is set up.
Yes. We only ask for what the insurer needs to quote you. We never ask for card or bank details on this site. If you decide to take the cover, the debit order is set up directly with the insurer.
TrackerPrices SA is an independent information site. We are not an insurer or a licensed financial services provider, and nothing here is financial advice. Insurer details are summarised from each insurer's own published information, last checked September 2026. Cover, benefits and prices change, so always confirm them in your quote and policy wording. For a complaint about an insurer you can contact the free National Financial Ombud Scheme.