Santam Car Insurance
Santam CashBack after three claim-free years.
Read the guide →Sanlam doesn't run a separate car insurer of its own for most people. Instead, Sanlam financial planners arrange short-term insurance from Santam, which is part of the Sanlam group.
In practice, your planner helps you choose the cover, but Santam is the insurer: claims and service go through Santam's claims line, app and client portal.
Comparing is easier when every quote is for the same thing: the same cover type, the same car value (retail or market value) and similar excess. Our guide to comparing car insurance quotes has a checklist.
Many insurers require an approved tracker on higher-value cars, and most give a discount when one is fitted. See which trackers insurers accept or estimate your saving.
Similar insurers worth quoting for the same cover.
Santam CashBack after three claim-free years.
Read the guide →A long-established insurer you can reach through a broker.
Read the guide →A personal adviser for cover and claims.
Read the guide →For most individuals, car insurance through Sanlam is Santam cover arranged by a Sanlam financial planner. Santam is part of the Sanlam group.
Santam. Claims go through Santam's 24/7 claims line, app or client portal, not through Sanlam.
The cover is Santam's. The difference is that a Sanlam financial planner arranges it for you as part of your wider financial plan.
Tracker Prices SA is an independent information site. We are not an insurer or a licensed financial services provider, and nothing here is financial advice. Insurer details are summarised from each insurer's own published information, last checked September 2026. Cover, benefits and prices change, so always confirm them in your quote and policy wording. For a complaint about an insurer you can contact the free National Financial Ombud Scheme.
Tell us about your car once and we'll arrange for quotes to be sent to you, so you can compare premiums and excesses side by side.