Insurer (broker and direct)

Old Mutual Car Insurance: Broker, Direct or iWYZE?

Old Mutual's car insurance is provided by Old Mutual Insure, which describes itself as the oldest insurance company in South Africa. You can get cover through a broker or adviser, or request a quote directly.

Old Mutual also has a separate direct brand, iWYZE, also underwritten by Old Mutual Insure. If you're comparing Old Mutual options, get both quotes. They're different products.

What stands out

• Buy through a broker or adviser, or request a quote directly.
• Old Mutual Insure operates in South Africa and in several other African countries.
• iWYZE is a separate Old Mutual direct brand for people who prefer to deal with the insurer themselves.

What to check before you accept a quote

• Whether your broker is comparing other insurers too.
• Broker fees on top of the premium.
• The difference in cover and excess between an Old Mutual Insure policy and an iWYZE policy.
• The basic excess and any additional excesses, for example for young or newly licensed drivers. See what excess means in car insurance.
• Whether your car needs an approved tracker. Many insurers require one above a certain vehicle value. See insurance-approved trackers.

How to get a Old Mutual Insure car insurance quote

1. Ask a broker for an Old Mutual Insure quote, or submit a direct quote request.
2. Get an iWYZE quote for comparison.
3. Compare premium, excess and any fees before you choose.

Comparing is easier when every quote is for the same thing: the same cover type, the same car value (retail or market value) and similar excess. Our guide to comparing car insurance quotes has a checklist.