Direct insurer (Old Mutual)

iWYZE Car Insurance: Old Mutual's Direct Car Cover

iWYZE is Old Mutual's direct insurance brand, so you buy from it yourself rather than through a broker. Its car insurance is underwritten by Old Mutual Insure Limited.

You can manage your policy in the wyzeHUB app. iWYZE also sells home and life cover, with life and funeral policies underwritten separately by Old Mutual Life Assurance Company.

What stands out

• Direct car insurance from the Old Mutual group.
• Underwritten by Old Mutual Insure Limited.
• Policy management in the wyzeHUB app.
• Car, home and life cover available from one brand.

What to check before you accept a quote

• The difference between an iWYZE policy (direct) and an Old Mutual Insure policy through a broker.
• The basic excess and any additional excesses for your driver profile.
• Any multi-product discount, and whether it's worth bundling.
• The basic excess and any additional excesses, for example for young or newly licensed drivers. See what excess means in car insurance.
• Whether your car needs an approved tracker. Many insurers require one above a certain vehicle value. See insurance-approved trackers.

How to get a iWYZE car insurance quote

1. Get a quote online or by phone.
2. Ask for the excess options and what each does to the premium.
3. Compare with at least two other direct insurers.

Comparing is easier when every quote is for the same thing: the same cover type, the same car value (retail or market value) and similar excess. Our guide to comparing car insurance quotes has a checklist.