MiWay Car Insurance
Three cover levels and an excess you can adjust.
Read the guide →OUTsurance is a direct insurer, so you deal with it yourself rather than through a broker. It's best known for the OUTbonus, which pays back a share of your car insurance premiums in cash if you stay claim-free for three consecutive years.
Besides comprehensive cover, OUTsurance has an Essential option aimed at older cars that aren't financed, and a separate motor warranty product for mechanical and electrical breakdowns.
Comparing is easier when every quote is for the same thing: the same cover type, the same car value (retail or market value) and similar excess. Our guide to comparing car insurance quotes has a checklist.
Many insurers require an approved tracker on higher-value cars, and most give a discount when one is fitted. See which trackers insurers accept or estimate your saving.
Similar insurers worth quoting for the same cover.
Three cover levels and an excess you can adjust.
Read the guide →An annual payment holiday and a cash back bonus after two claim-free years.
Read the guide →Vitality Drive rewards for good driving, including fuel cash back.
Read the guide →OUTsurance says it pays 10% of your paid car insurance premiums back in cash when you stay claim-free for three consecutive years. The full qualifying rules are in OUTsurance's policy terms.
Essential is OUTsurance's cover for older cars that aren't financed: cars older than five years and valued under R150,000. It includes third-party liability, with accident and theft cover as options.
No. OUTsurance is a direct insurer. You buy from and claim with OUTsurance itself, without a broker in between.
Tracker Prices SA is an independent information site. We are not an insurer or a licensed financial services provider, and nothing here is financial advice. Insurer details are summarised from each insurer's own published information, last checked September 2026. Cover, benefits and prices change, so always confirm them in your quote and policy wording. For a complaint about an insurer you can contact the free National Financial Ombud Scheme.
Tell us about your car once and we'll arrange for quotes to be sent to you, so you can compare premiums and excesses side by side.