Most South African insurers give 5–30% off your premium for an approved tracker. Enter your premium to see how much of the tracker that discount could cover.
Confirm which tracker categories and providers they approve and the exact percentage they give, before you sign anything.
Get the installation certificate and proof of active monitoring, send both to your insurer, and check that your next premium has actually dropped. Full steps are in our insurance premium guide.
Commonly 5% to 30%, depending on the tracker category and your insurer. Basic Category 5 units tend to earn around 10–15%, enhanced Category 6 units 15–25%, and telematics-grade units with driver-behaviour scoring 20–30%.
On higher premiums, yes. On a R2,000/month premium, a 15% discount is R300 a month, more than most mid-range tracker plans cost. On lower premiums the discount usually covers part of the cost, and the main benefit is recovery.
Then the tracker is a condition of cover, not an optional saving. Your vehicle may not be insured for theft without one. Use our insurance-approved trackers page to find qualifying options.